Credit Cards Are Not the Future of Online Payment

This guy says that credit cards are NOT the future of online payments and goes on to claim that credit cards will eventually take a back seat to "mobile wallets." So what do you think? Is he onto something or just on something?

The mobile device holds the key to the future of payments, for both consumers and merchants, because it blurs the lines between online and offline. I predict it won’t be long before the credit card will be the alternative payment method and services that were designed for the online experience from the start will become the norm.

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